Friday, June 20, 2008

THE MR. BEAN MENTALITY

by: jojogeronimo@gmail.com

Try to imagine yourself in the shoes of Mr. Bean and you are trapped inside the big running washing machine. No matter how hard you move, the situation will keep you rolling inside the roaring laundry of washing machine. Full of bubbles, all wet in the water of dirt and germs of your clothes. Now, say thank you to yourself that luckily you're not Mr. Bean or else, you will keep wandering to yourself how dumb you are to get inside the roaring washing machine.

The same is true with our situation in life, your financial situation in particular. If you keep finding yourself in the same situation over and over again, making the same mistake and experiencing the same problem from time to time, then there's a need for you to stop and think. There's a strong possibility that your life is controlling you, instead of you controlling your life. Before this will happen, stop and figure it out. Trust me on this - never follow the advice of people like Mr. Bean especially in your financial future.

Start by figuring out where you are right now. If you keep on finding yourself in the rat race no matter what you do, how much money you make or how hard you work, there is a big probability that you entrapped yourself in a no way out situation. Money has a mind of its own. It stays with people who knows how to handle them properly and to those who knows how to make them multiply from time to time. It runs away with those who don't have the knowledge of saving money and more concern on spending instead of keeping them.

Our Mr. Bean mentality to money will diminish the moment we start to accept the fact that money may not be everything in life but it affects everything in life. As long as you keep denying the importance of money into your life, it will never flow to your bank account. People are notorious in denying the importance of money, here are some of the examples of what people say about money…"money is not important, I could still live without money". "Money is the root of all evil, that's why I hate the idea of my name associating with money". You cant bring your money with you when you die". "I don't want to become greedy and liar, that's why I hate to become money conscious." "Businessman are evil, they only think about money."…looking at these very same people saying those comments, they are the same people who are swimming in debt and working their body to death just to earn money. They are the very same people who are getting angry to someone because of not lending them money they needed most for their child's education. They are the very same people who are spending most of their life working hard and leaving no time for their family. They are the very same people who are secretly dreaming of having a better and richer life despite of their denial on the importance of money.

Folks, the problem is not the money itself, but the way we think about money. We can be rich and have a very good, kind heart. Of course, we can always be poor and have a good and kind heart also. But which one do you like most? Worrying on your everyday life where to find money for your children's future while having a kind heart. Or worrying that your day is not enough to extend your financial wealth to those in need while having the same kind heart. Have you ever heard of the Bill Gates foundation, it is helping millions of million of people around the world to uplift their lives in poverty and savings thousands of AIDS victims through their wealth. How about the SM foundation? Henry Sy is spending millions of pesos every year to send unfortunate but deserving students in school, from High School to Colleges. Have you ever heard of rich and kind hearted Koreans who are helping our kababayans for their hospitalization here in Korea. Even repatriation of the remains to the Philippines, there were so many Koreans who are giving small part of their wealth to help us overcome the problem of the community. Money is not evil, it is the way we think that makes money evil. If money is evil then all of us would probably have evil in our pocket right now. All of us would probably working for 8-12 hours a day to wait for the day to receive our evil (salary). It is the way we think that makes our life bad, not the money itself.

Our fear of money is nothing but a by-product of ignorance, and as long as we keep denying into ourselves our need to learn, the ignorance will continue and even in danger of passing it to our children. The more we deny, the more we lose our chances of learning.

People experienced a lot of hardship simply because they are denying themselves to learn the value of money and the advantage of learning how to save and invest their money for their future. Money is a slave, they follow their own master, they bow to his/her command. And we are the master of our own money, if you command them to go, they will easily get vanished. But if you asked them to go and multiply, then they will comeback to you like a well of endless oil. Work hard and learn how to handle your finances wisely. We need to break loose of our Mr.Bean mentality about money. Be smart and set your own goal. How good it is to lived your life in your own country laughing beside your loved ones. We can't work all our life separated to our family. Learning the value of money is a good start to achieve our goal. Laugh with Mr. Bean, but don't copy his style when it comes to making decision about money. Trust me on this, Mr. Bean mentality wont make rich, it will make you funny instead.

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